Major Gun Insurance Providers
By Albert Heffez
Pricing & Terms-and-Conditions reference · May 28, 2026
The six providers below are the major players in the U.S. gun insurance market — concealed-carry & self-defense legal protection memberships that cover criminal defense, civil liability, bail, and post-incident services if a firearm is used in self-defense. Each card lists current published pricing tiers and direct links to the provider's website and terms-and-conditions page.
Provider directory
United States Concealed Carry Association · Delta Defense, LLC
Platinum
$49 / mo
$499 / yr
At a glance: Spouse add-on at 50% off. Includes self-defense liability coverage, criminal & civil legal protection, and Delta Defense training resources. Lowest tier was previously $29/mo; raised to $39 in 2025/26.
CCW Safe LLC · Annual membership plans
Protector
$179 / yr
≈ $15 / mo equivalent
Defender
$209 / yr
≈ $18 / mo equivalent
Ultimate
$519 / yr
≈ $43 / mo equivalent
Civil add-on
+$110 / yr
$2M civil liability ($10/mo)
At a glance: Pay-as-you-go legal-fee model. Veteran rate $25/mo (member + spouse). Protector tier is designed for military / law enforcement.
U.S. Law Shield, LLC · State-specific base + multi-state add-on
Base member
$10.95 / mo
$131.40 / yr
Multi-state add-on
+$2.95 / mo
+$35.40 / yr per member
Bundled tiers (affiliates)
$19–$40 / mo
Individual / Family Bundle
At a glance: Pricing varies by state. 24/7 emergency attorney hotline. Add-on programs include hunter, workplace, gun-owner identity theft, and minor children coverage.
Right To Bear · Flat-rate self-defense legal protection
Individual
$19 / mo
$205 / yr
Family plan
$40 / mo
$425 / yr · 2 adults + minors
Each add-on
+$4 / mo
+$35 / yr per add-on
At a glance: Single flat-rate model with no coverage tiers. Add-ons include multi-state, bail bond, household, and coverage for minors. Markets "unlimited legal defense" with no caps.
Second Call Defense · Immediate cash advance + legal defense
Basic
$14.95 / mo
$119 / yr
Mid-tier
$24.95 / mo
$179 / yr
Ultimate Plus
$44.95 / mo
$399 / yr
Spouse add-on
+$4–$7 / mo
Tier-dependent
At a glance: Up-front cash for bail, attorney retainer, gun replacement, crime-scene cleanup, and psychological counseling. Higher tiers include greater civil liability limits.
Firearms Legal Protection (FLP) · Attorney-led membership
Individual
$39 / mo
$399 / yr (2 mo free)
Setup fee
$39.90
Often waived via promo
Spouse / family add-ons
Varies
See sign-up flow
At a glance: All-attorney response model. Annual plan saves $69 vs. monthly billing. 2026 pricing raised the floor from $29/mo to $39/mo.